CrediaForge

Terms of Service

Effective: July 2026 · NOVAVISION MANAGEMENT INVESTORS LLC

1. Agreement

By accessing or using the CrediaForge platform (“Service”), you agree to be bound by these Terms of Service. If you do not agree, you must not use the Service.

2. Service description

CrediaForge provides digital construction tools, workflow automation, and project management utilities. The Service is offered “as is” and may be modified or discontinued at any time without prior notice.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding agreements in your jurisdiction to use the Service.

4. Account responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Acceptable use

You agree not to use the Service for any unlawful purpose, to infringe on intellectual property rights, or to distribute malware or spam.

6. Intellectual property

All content, trademarks, and software associated with CrediaForge are the property of NOVAVISION MANAGEMENT INVESTORS LLC or its licensors.

7. Limitation of liability

To the fullest extent permitted by law, NOVAVISION MANAGEMENT INVESTORS LLC shall not be liable for any indirect, incidental, special or consequential damages arising from your use of the Service.

8. Indemnification

You agree to indemnify NOVAVISION MANAGEMENT INVESTORS LLC against any claims, damages, or expenses arising from your breach of these Terms or misuse of the Service.

9. Termination

We may suspend or terminate your access to the Service at any time for conduct that we determine violates these Terms or is harmful to other users or third parties.

10. Governing law

These Terms are governed by the laws of the State of Ohio, United States. Any disputes arising from or relating to these Terms shall be resolved exclusively in the courts of Wood County, Ohio.

11. Changes

We reserve the right to modify these Terms at any time. Continued use of the Service after changes constitutes your acceptance of the revised Terms.

Questions about these terms? Write to: Attn: Legal, NOVAVISION MANAGEMENT INVESTORS LLC, 524 East Woodland Circle, Bowling Green, OH 43402, US.